Kathy Riggs May 31st, 2010
Each week I use this space to publicize a number of issues affecting real estate in Kinston, North Carolina.
But today is different.
In this first three-day weekend that has been tagged the unofficial start of summer I am dedicating this space to the men and women that paid the ultimate sacrifice for our freedoms for today is Memorial Day.
Throughout the weekend there have been wreath laying ceremonies, parades, concerts and family gatherings.
And without our fallen heroes and veterans those venues we use to commemorate may have ceased to exist. For without our freedom we are not individual men and women, but only commodities.
Today the celebrations and remembrances go on. Today, whether our observance is with a community or it is a private moment, let us not forget those sacrifices.
As the years widen between the battles of the past and the conflicts of today, may Memorial Day serve not only as a day to honor but a day to educate, for if we know nothing of the past, we will be unprepared to meet the future.
Yesterday, someone told me only the veterans, whether in times of peace or times of war, can understand the bond that forms with each other. We should be thankful for that bond for in protecting each other, they protect us.
Kathy Riggs May 23rd, 2010
No one ever said buying a home is not an emotional roller coaster. First, there’s finding the perfect place, then there’s the stress of getting all documents to lender, the home inspection and the list goes on. While buyers new to the process may think all the work is done when the offer is accepted, they are about to learn something …the stressful time is between contract and closing. It’s the busiest and most stressful time for the REALTOR also. As I told one my buyers a couple of months ago, we earn our commission between contract and closing.
It’s easy for a buyer to get caught up in the emotional roller coaster and lose perception when they find the perfect house. The most questions I get from buyers include the one about utility bills, taxes and school districts.
However, buyers need to pay particular attention to something if they are buying in a subdivision and that is the restrictive covenants.
Restrictive covenants are rules and regulations created by a property developer or owner to keep new construction consistent and to keep property values equitable. Normally restrictive covenants address the minimum square footage, the set back requirements and driveway materials. However, don’t just skim over these. Some subdivisions restrict the number of pets a property owner may have, the length of time Christmas decorations may be displaced and the prohibition of displaying any kind of flag and that can include the American flag. So if your dream home is in a subdivsion, ask your REALTOR for a copy of the restrictive covenants. If they can’t be obtained from the listing agent, they will be on public record at the county Registry.
As with any property, a buyer should check out any concerns external or internal about the property he or she is considering, particularly the restrictive covenants. Remember the goal of restrictive covenants is to protect property values and closing on a property with such restrictions means accepting them as written, but if you are uncomfortable with the rules you may want to look elsewhere.
On the Lighter Side…
Sign next to FSBO: We shoot every third agent and the 2nd one just left.
SHAMELESS PLUG
Call me at 252-939-2432 or email me at kriggs@kathyriggs.com for more information to help you find the perfect home.